How Home Security Can Reduce Homeowners Insurance Costs

If you are a Georgia homeowner looking for ways to lower your homeowners insurance costs, consider installing a security system. Investing in home security can lead to meaningful savings on your premiums.

Why Home Security Matters for Insurance

Insurance companies assess risk when determining your homeowners insurance rates. Homes equipped with security systems are generally considered less likely to experience break-ins, theft or certain types of damage. As a result, many insurers offer discounts to policyholders who take proactive steps to keep their homes safer.

Types of Security Systems That May Qualify

Many types of home security measures can help reduce your insurance costs, such as:

• Monitored alarm systems that alert authorities in case of a break-in
• Smoke and fire detectors connected to a central monitoring service
• Smart home devices that allow remote monitoring and control
• Deadbolt locks and reinforced doors or windows

In general, the more extensive your security setup is, the greater the potential for insurance discounts.

How Much Can You Save?

While the exact savings vary, many Georgia homeowners see a reduction in their premiums after installing approved security systems. The amount depends on the type of system, your insurer’s guidelines and other factors specific to your property. Our team at Edison Insurance Agency can help you learn more about upgrades that may qualify for discounts and how to maximize your savings.

Additional Benefits of Home Security

Beyond insurance savings, a robust security system may deter crime, provide early warnings for fire or carbon monoxide and lower your risk of costly property damage. These benefits contribute to a safer, more secure home environment for you and your family.

Get Started

Edison Insurance Agency can help Georgia homeowners secure appropriate coverage and find available insurance discounts. Contact us today for more details.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.